Your own limits with St Lukes Extras

St Lukes help you get the most out of your health cover. We offer Extras options with individual annual limits, so each person on your policy has their own benefits to use across the calendar year.

Whether it’s a dental check-up, a new pair of glasses, or a physio appointment, you won’t need to worry about using up someone else’s limit. With individual limits, you can claim the care you need, when you need it.

What are individual limits?

Annual limits apply per person, per calendar year unless otherwise specified
No need to share your Extras limits with your partner or family
More flexibility to use your cover when and how you need it
Available on a range of St Lukes Extras products

Extras cover helps with the cost of a wide range of services not covered by Medicare or Hospital cover, including dental, optical, physio, remedial massage, and more.

What we cover

Couples cover

St Lukes couples cover meets both your needs. Through a personal cover review, your healthcare needs are matched to a policy suited to your joint lifestyle. Have peace of mind knowing that you and your loved one will be cared for when you need it most.

Families cover

Families have a lot of moving parts and moving people. St Lukes understands that Tasmanian families need a policy that covers their lifestyle needs including Extras and Hospital, for young and old. St Lukes family cover is designed to do just that for Tasmanian families.

Single parent cover

Single parents sacrifice a lot for their kids, and that can include their health. Our single parent policies work to make sure your whole family is cared for and covered, including you. We want all Tasmanians to be their healthiest, for them and their loved ones.

Want to find out more?

If you're looking for Extras cover that supports your individual health needs, we’re here to help. Get a quote today or speak with our team to find the right option for you.

Frequently asked questions

: St Lukes Extras cover is designed to offer a range of cover options to meet the lifestyle needs of Tasmanians. So that you can choose the right Extras cover for you, we will consider your personal circumstances and needs against our range of cover options. Learn more about our Extras cover.
: We have Extras cover options that cover a range of preventative services. Use our cover selector to learn more about what is covered.
: We have Extras cover options that cover services like Acupuncture, Chinese herbal consultation, Remedial massage and Myotherapy. Use our cover selector to learn more about what is covered.
: Depending on your level of cover, you will have sub-limits and annual limits for service categories. Use our cover selector to learn more about Extras benefit limits.
: St Lukes offers a range of ways for our members to claim on their Health Insurance policy, that includes through Customer Care Centres and Agents, our claiming app St Lukes Connect and more! Learn more about how to claim.

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