What we cover

St Lukes has you covered for every aspect of Tasmanian life. Whether it’s the joy of pregnancy, or keeping your pearly whites, white, St Lukes is by your side each step of the way. That’s why our members can expect reliable cover that makes a difference every day.

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Explore our health insurance options

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Cover for every part of life

St Lukes understands life is full of moving parts. For our members, every day can look and feel different. We provide the cover to match. Through a personal cover review, we’ll find the right policy to meet your everyday needs.

What we cover

Pregnancy

Pregnancy is an incredibly exciting time. It’s understandable that expecting parents want security around everyone's health, especially for the new member of the family. St Lukes Hospital and Extras cover helps to keep you and bub at your healthiest.

Optical

At St Lukes, we provide cover for optical health services to keep our members eye health at its best. We’re a health insurer that prioritises our members eye health through benefits towards glasses, frames, and contacts.

Dental

Getting dental work can be a scary and expensive experience. As part of our vision to make Tasmania the healthiest island on the planet, St Lukes wants to change that. We provide cover that subsidises comprehensive and reliable dental care.

Frequently asked questions

: St Lukes has a number of locations around Tasmania with our Head Office based in Launceston. Find a location near you.
: A waiting period is the length of time you must wait before you become eligible for benefits in your private Health Insurance policy. Waiting periods apply to new members and to members rejoining after a lapse in cover. Waiting periods may also apply to additional benefits when you change your level of cover. Learn more about waiting periods.
: An excess is the amount you agree to pay in each calendar year towards your hospital treatment. A calendar year runs from January 1 to December 31. Read more about an excess.

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