Terms and Conditions – “Visit the team at St Lukes Devonport and go into the draw to win 1 of 10 $200 IGA gift cards” (the “Promotion”).

1. These terms and conditions apply to the Promotion.

2. The Promotion commences at 9:00am AEDT on 21/07/2025 and ends at 17:00pm AEDT on 31/08/2025 (The “Promotion Period”).

3. The Promotor is St Lukes Medical and Hospital Benefits Association ACN 009 479 618 of 93 Cimitiere Street, Launceston, TAS 7250, Tel 1300 651 988 (“St Lukes”).

4. Participation in this Promotion shall be deemed acceptance of these terms and conditions.

5. Entry into the Promotion is limited to one entry per person.

6. The Promotion draw: 

a. The prize for the winners of the Promotion is 1 x $200 IGA gift card. The use of Gift Card will be subject to the IGA Physical Gift Card Terms and Conditions for which the Promoter has no control over

b. To be eligible to win the prize entrants must: 

i. Visit the St Lukes Devonport Customer Care Centre at 26 Rooke Street Devonport in during the promotion period and have staff complete and submit the Promotion entry form used solely for this Promotion;

ii. Be over 18 years of age; and

iii. Be a resident of Tasmania; 

c. There are to be 10 winners drawn.

d. St Lukes collects personal information on the Promotion entry form to be used to communicate with entrants regarding health insurance. Entry into this Promotion is conditional on providing this information. The personal information collected will be used in accordance with St Luke’s Privacy Policy.

e. Incomplete, indecipherable or illegible entries will be deemed invalid. 

f. If there is a dispute as to the identity of an entrant, St Lukes reserves the right, in its sole discretion, to determine the identity of the entrant. 

g. St Lukes will choose the winners of the Promotion at random from the contact details collected on the Promotion entry form. The random draw will take place 01/09/2025.

h. The winners will be contacted by St Lukes directly to organise delivery and/or collection of their prize via email or phone. 

i. Any costs incurred to collect the prize is at the expense of the winner. 

j. The Promoter will not replace a Gift Card that has been lost, stolen or expired;

k. The Gift Card is not transferable, exchangeable or redeemable for cash;

l. St Lukes may conduct such further draws as are necessary if the prize remains unclaimed 2 weeks after the draw, subject to any directions given by a regulatory authority. If necessary, an unclaimed prize draw will be conducted on 15/09/2025 and that winner will be notified via email. 

7. St Lukes, its contractors, employees, and agents, shall not be liable for any claims, losses, damages, injuries, costs and expenses suffered or sustained or incurred (including but not limited to indirect or consequential loss), arising out of or in any way connected with the Promotion and/or its prize except for liability that cannot be excluded by law. St Lukes accepts no responsibility for any tax implications that may arise from the receipt of the Free Event Entry. Independent financial advice should be sought.

8. St Lukes’ decision is final, and no correspondence will be entered into. 

9. St Lukes assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorised access to, or alteration of the Promotion. St Lukes is not responsible for any problems or technical malfunction of any telephone, network or lines, computer on-line systems, servers, or providers, computer equipment, software, technical problems or traffic congestion on the Internet or any website, or any combination thereof, including any injury or damage to members or any other person’s computer related to or resulting from participation in or downloading any materials in this Promotion. If this Promotion is interfered with in any way or is not capable of being conducted as reasonably anticipated due to any reason beyond the reasonable control of St Lukes, St Lukes reserves the right, in its sole discretion, to the fullest extent permitted by law to:

a. exclude any entrant; or 

b. modify, suspend, terminate or cancel the Promotion, as appropriate.

10. Employees of St Lukes are not eligible for the Promotion, this includes an employee’s partner/spouse and dependant. 

11. Employees of Salveo Healthcare Limited (ACN 645 287 583) (“Salveo”) are not eligible for the Promotion, this includes a Salveo employee’s partner/spouse and dependant. 

12. Employees of Healthy Business (Tasmania) Pty Ltd (ABN 41 075 007 500) (“Healthy Business”) are not eligible for the Promotion. This includes a Healthy Business employee’s partner/spouse and dependant.