This product is great for those planning or with a young family as it includes pregnancy and obstetrics cover whilst providing members with cover for more than the minimum clinical category services for a Silver tier product.
The clinical category of hospital psychiatric services is a restricted service meaning the benefit is limited, once the excess is deducted, to the public hospital shared ward room rate if you elect to be treated as a private patient in a public hospital. There is very limited cover for a restricted service in a private hospital. If you do elect to be treated in a private hospital for the restricted services significant out-of-pocket costs will apply. Some clinical categories are excluded from cover and therefore no benefit is payable.
You can also combine this product with a stand-alone extras cover to tailor your own combined hospital and extras package.
||COUPLES AND FAMILY OVERNIGHT EXCESS
||Per calendar year
||Per person, per calendar year
||Maximum per policy, per calendar year
|Young Silver Plus 500
For information on waiting periods, including pre-existing conditions, exclusions, restrictions, co-payments and or excesses, visit our membership conditions
A full list of contracted private hospital and day-hospital facilities contracted with St.LukesHealth can be found here