Packaged Gold is a combined product which offers top private hospital cover with an excess, together with an extensive range of extra health care services. Only half the excess is payable on same day hospital stays. The extras benefits payable on Packaged Gold are higher in most cases than those payable on Packaged Budget but not as high as those on Packaged Platinum Plus.
||COUPLES AND FAMILY OVERNIGHT EXCESS
||LEVEL OF EXTRAS COVER
||Per calendar year
||Per person, per calendar year
||Maximum per policy, per calendar year
An excess of $150 per admission applies to same-day hospital treatment on Packaged Gold. The full excess of $300 per person applies to overnight hospital treatment (less any excess that has already been applied to same-day treatment for that person in the same calendar year).
For information on waiting periods, including pre-existing conditions, exclusions, restrictions, co-payments and or excesses, visit our membership conditions.
A full list of contracted private hospital and day-hospital facilities contracted with St.LukesHealth can be found here.