Gap Free Preventative Dental^

Under Gap Free Preventative Dental^, we offer cover options that pay 100 per cent of your dentist’s regular fee* up to a maximum benefit for each eligible service. This means that for most dentists you will have no gap or out-of-pocket to pay for an examination, x-ray, scale and clean or fissure sealing. This will help you keep your teeth and gums healthy and help prevent the need for more extensive treatment later in life.

The stand out features of Gap Free Preventative Dental for St.LukesHealth members is that it applies to both adults and children and at your choice of dentist.

We don’t tell you which dentist you need to go to in order to receive the higher benefit for preventative dental as it applies to all dentists^.

A great way to help you keep your teeth and gums healthy.

An extra feature for children is gap free cover^ for fissure sealing. Placement of sealants in children assessed as having a high risk of tooth decay, is a safe and effective way in preventing dental decay in permanent teeth.

Gap Free Preventative Dental is available on selected products. 

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* Regular fee refers to the average fee your dentist charges to all patients of his or her practice for each eligible service
^ Includes examination, x-ray, scale and clean and fissure sealing. Benefits of 100% of the dentist’s regular fee* apply on selected products up to a maximum benefit per service. If your dentist charges above the maximum benefit, or in excess of the regular fee* he or she charges all patients, a gap or out of pocket may apply. Benefit applies to both adults and children who have served their two month waiting period. Other preventative services such as topical fluoride application and provision of mouthguard not included. Annual limits apply


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