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why do you need private health cover? ph. 1300 651 988

cover selector

St.LukesHealth offers a range of covers to suit everyone's needs. The cover selector provides a quick and easy way to compare products to help you find the best cover for you and your budget. Simply follow the links that best describe your stage of life.

Premium examples shown in the cover selector are weekly base rate premiums with the 30% Federal Government Rebate deducted. If you're eligible for a premium discount or a higher rebate, or if you are required to pay a premium loading under Lifetime Health Cover, your premium may vary from that shown. For an individual quote go to the quick quote option.

You should also read the waiting periods and membership conditions that will apply to your St.LukesHealth membership when selecting your cover.

Cover Selector I am Single 2

I am Single

We are a Couple

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We are a Family

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Under 30

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St.LukesHealth understands that being a young person, making the right choices for your Private Health cover can be difficult.

Let us guide you into making this choice easy for you!

Between 30 - 44

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Are you about to turn 31 and have no Private Hospital Cover? For information on Lifetime Health Cover click here.

Are you a high income earner and have no Private Hospital Cover? For information on the Medicare Levy Surcharge click here.

Over 45

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Do you want to save money on your private health cover and have no excess on same day procedures? For information on the Excess click here.

Are you a high income earner and have no Private Hospital Cover? For information on the Medicare Levy Surcharge click here.

Did you know that there are many extra health care services that Medicare does not cover for example, optical, physiotherapy and natural therapies.