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Why St.LukesHealth

We make choosing health cover easy!

Why is St.LukesHealth your best choice?

St.LukesHealth has been providing private health cover to Australians since 1952. Over this time, we have built a strong reputation on our expertise and ability to supply top quality health cover and exceptional service to our members.

We offer a range of hospital covers, extras covers and packaged hospital and extras covers that are specifically designed to provide you with choice to meet your individual and family needs. Our friendly staff are only a phone call away and are trained to provide personalised service to assist you in choosing the level of health cover you require.

To help you decide that St.LukesHealth is your best choice view our list of standout features.

Claim straight away for most services

If you have served all waiting periods with your previous health fund, you will enjoy immediate cover when you transfer to St.LukesHealth for equivalent benefits common to both funds, providing you transfer within two months of ceasing cover with your previous fund.

If you transfer to a higher level of cover, some waiting periods may apply for the higher benefits. If you have used some or all of an annual limit or lifetime limit with your previous fund, we’ll adjust the balance of your benefit entitlement for the relevant period and limit.

Our guarantee

We're certain you will be satisfied with your St.LukesHealth membership so we offer you our membership guarantee. If within the first 30 days of joining St.LukesHealth you are not fully satisfied with the cover you have chosen, we will refund any premium paid by you providing there have been no claims made against your policy during that period.

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