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1300 651 988

Base rate premiums

Below are the base rate premiums that apply to St.LukesHealth products. Under Lifetime Health Cover you may have to pay a premium loading on the base rate premium for hospital cover depending on your age of joining.

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With 30% Rebate

Premiums WITH the Australian Government 30% rebate on private health insurance deducted

Premiums effective 1 April 2013

Single base rate Excess Weekly Monthly Quarterly Half Yearly
Hospital Platinum nil $29.75 $128.80 $386.40 $743.05
Hospital 300 $300 $25.85 $112.00 $336.00 $646.10
Hospital 500 $500 $23.45 $101.55 $304.70 $585.95
Budget 500 Level 1 $500  $20.10 $86.95 $260.90 $501.75
Budget 500 Level 2 $500 $16.60 $72.05 $216.10 $415.60
Hospital 1000 $1,000 $18.00 $77.95 $233.90 $449.90
Packaged Platinum Plus nil $47.80 $207.05 $621.15 $1194.55
Packaged Platinum nil $38.25 $165.75 $497.25 $956.25
Packaged Gold $300 $34.40 $148.95 $446.85 $859.35
Packaged Silver $500 $31.95 $138.50 $415.55 $799.20
Packaged Budget 500 $500 $27.50 $119.25 $357.80 $688.15
 Packaged Budget 500 Level 1  $500 $24.15  $104.70 $314.05 $603.95
 Packaged Budget 500 Level 2 $500 $20.70 $89.75 $269.25 $517.70
Super Extras $8.50 $36.95 $110.85 $213.20
Budget Extras $4.05 $17.70 $53.10 $102.20
Couple & Family base rate Excess Weekly Monthly Quarterly Half Yearly
Hospital Platinum nil $59.50 $257.60 $772.80 $1,486.10
Hospital 300 $600 $51.70 $224.00 $672.00 $1,292.25
Hospital 500 $1,000 $46.90 $203.10 $609.40 $1,171.95
Budget 500 Level 1  $1,000 $40.10 $173.95 $521.90 $1,003.50
Budget 500 Level 2 $1,000 $33.25 $144.10 $432.25 $831.20
Hospital 1000 $2,000 $36.05 $155.95 $467.85 $899.85
Packaged Platinum Plus nil $95.60 $414.40 $1,242.35 $2,389.10
Packaged Platinum nil $76.55 $331.50 $994.55 $1,912.50
Packaged Gold $600 $68.80 $297.90 $893.75 $1,718.70
Packaged Silver $1,000 $63.95 $277.05 $831.15 $1,598.35
Packaged Budget 500 $1,000 $55.05 $238.55 $715.65 $1,376.35
Packaged Budget 500 Level 1 $1,000 $48.30 $209.40 $628.15 $1,207.95
Packaged Budget 500 Level 2 $1,000 $41.45 $179.45 $538.45 $1,035.45
Super Extras $17.05 $73.90 $221.75 $426.40
Budget Extras $8.15 $35.40 $106.25 $204.40

With 20% Rebate

Premiums WITH the Australian Government 20% rebate on private health insurance deducted

Premiums effective 1 April 2013

Single base rate Excess Weekly Monthly Quarterly Half Yearly
Hospital Platinum nil $34.00 $147.20 $441.60 $849.20
Hospital 300 $300 $29.55 $128.00 $384.00 $738.40
Hospital 500 $500 $26.80 $116.05 $348.20 $669.65
Budget 500 Level 1 $500 $22.95 $99.40 $298.20 $573.40
Budget 500 Level 2 $500 $19.00 $82.35 $247.00 $475.00
Hospital 1000 $1,000 $20.60 $89.10 $267.35 $514.20
Packaged Platinum Plus nil $54.60 $236.60 $709.90 $1,365.20
Packaged Platinum nil $43.75 $189.40 $568.30 $1,092.85
Packaged Gold $300 $39.30 $170.20 $510.70 $982.10
Packaged Silver $500 $36.55 $158.30 $474.95 $913.35
Packaged Budget 500 $500 $31.45 $136.30 $408.95 $786.45
Packaged Budget 500 Level 1 $500 $27.65 $119.65 $358.95 $690.25
Packaged Budget 500 Level 2 $500 $23.65 $102.60 $307.70 $591.65
Super Extras $9.75 $42.20 $126.70 $243.65
Budget Extras $4.65 $20.20 $60.70 $116.80
Couple & Family base rate Excess Weekly Monthly Quarterly Half Yearly
Hospital Platinum nil $68.00 $294.40 $883.20 $1,698.40
Hospital 300 $600 $59.10 $256.00 $768.00 $1,476.85
Hospital 500 $1,000 $53.60 $232.15 $696.45 $1,339.35
Budget 500 Level 1 $1,000 $45.85 $198.80 $596.45 $1,146.85
Budget 500 Level 2 $1,000 $38.00 $164.65 $494.00 $949.95
Hospital 1000 $2,000 $41.20 $178.20 $534.70 $1,028.40
Packaged Platinum Plus nil $109.25 $473.25 $1,419.80 $2,730.40
Packaged Platinum nil $87.50 $378.85 $1,136.60 $2,185.75
Packaged Gold $600 $78.60 $340.45 $1,021.40 $1,964.20
Packaged Silver $1,000 $73.10 $316.60 $949.90 $1,826.70
Packaged Budget 500 $1,000 $62.95 $272.60 $817.90 $1,572.95
Packaged Budget 500 Level 1 $1,000 $55.20 $239.30 $717.90 $1,380.55
Packaged Budget 500 Level 2 $1,000 $47.35 $205.10 $615.40 $1,183.40
Super Extras $19.50 $84.45 $253.40 $487.35
Budget Extras $9.35 $40.45 $121.40 $233.60

With 10% Rebate

Premiums WITH the Australian Government 10% rebate on private health insurance deducted

Premiums effective 1 April 2013

Single base rate Excess Weekly Monthly Quarterly Half Yearly
Hospital Platinum nil $38.25 $165.60 $496.80 $955.35
Hospital 300 $300 $33.25 $144.00 $432.00 $830.75
Hospital 500 $500 $30.15 $130.55 $391.75 $753.35
Budget 500 Level 1 $500 $25.80 $111.80 $335.45 $645.10
Budget 500 Level 2 $500 $21.35 $92.65 $277.85 $534.35
Hospital 1000 $1,000 $23.15 $100.25 $300.75 $578.45
Packaged Platinum Plus nil $61.45 $266.20 $798.65 $1,535.85
Packaged Platinum nil $49.20 $213.10 $639.35 $1,229.45
Packaged Gold $300 $44.20 $191.50 $574.55 $1,104.85
Packaged Silver $500 $41.10 $178.10 $534.30 $1,027.50
Packaged Budget 500 $500 $35.40 $153.35 $460.05 $884.75
Pacakged Budget 500 Level 1 $500 $31.10 $134.60 $403.80 $776.55
Pacakged Budget 500 Level 2 $500 $26.60 $115.40 $346.15 $665.60
Super Extras $10.95 $47.50 $142.55 $274.10
Budget Extras $5.25 $22.75 $68.30 $131.40
Couple & Family base rate Excess Weekly Monthly Quarterly Half Yearly
Hospital Platinum nil $76.50 $331.20 $993.60 $1,910.70
Hospital 300 $600 $66.50 $288.00 $864.00 $1,661.45
Hospital 500 $1,000 $60.30 $261.15 $783.50 $1,506.75
Budget 500 Level 1 $1,000 $51.60 $223.65 $671.00 $1,290.20
Budget 500 Level 2 $1,000 $42.75 $185.25 $555.75 $1,068.70
Hospital 1000 $2,000 $46.35 $200.50 $601.55 $1,156.95
Packaged Platinum Plus nil $122.90 $532.40 $1,597.30 $3,071.70
Packaged Platinum nil $98.45 $426.20 $1,278.70 $2,458.95
Packaged Gold $600 $88.45 $383.00 $1,149.10 $2,209.75
Packaged Silver $1,000 $82.25 $356.20 $1,068.65 $2,055.05
Packaged Budget 500 $1,000 $70.80 $306.70 $920.15 $1,769.55
Packaged Budget 500 Level 1 $1,000 $62.15 $269.20 $807.65 $1,553.10
Packaged Budget 500 Level 2 $1,000 $53.25 $230.75 $692.30 $1,331.30
Super Extras $21.95 $95.00 $285.10 $548.25
Budget Extras $10.50 $45.50 $136.60 $262.80

Without Rebate

Premiums WITHOUT the Australian Government rebate on private health insurance deducted

Premiums effective 1 April 2013

Single base rate Excess Weekly Monthly Quarterly Half Yearly
Hospital Platinum nil $42.50 $184.00 $552.00 $1,061.50
Hospital 300 $300 $36.95 $160.00 $480.00 $923.05
Hospital 500 $500 $33.50 $145.10 $435.30 $837.10
Budget 500 Level 1 $500 $28.70 $124.25 $372.75 $716.80
Budget 500 Level 2 $500 $23.75 $102.95 $308.75 $593.75
Hospital 1000 $1,000 $25.75 $111.40 $334.20 $642.75
Packaged Platinum Plus nil $68.30 $295.80 $887.40 $1,706.50
Packaged Platinum nil $54.70 $236.80 $710.40 $1,366.10
Packaged Gold $300 $49.15 $212.80 $638.40 $1,227.65
Packaged Silver $500 $45.70 $197.90 $593.70 $1,141.70
Packaged Budget 500 $500 $39.35 $170.40 $511.20 $983.10
Packaged Budget 500 Level 1 $500 $34.55 $149.60 $448.70 $862.85
Packaged Budget 500 Level 2 $500 $29.60 $128.25 $384.65 $739.60
Super Extras $12.20 $52.80 $158.40 $304.60
Budget Extras $5.85 $25.30 $75.90 $146.00
Couple & Family base rate Excess Weekly Monthly Quarterly Half Yearly
Hospital Platinum nil $85.00 $368.00 $1,104.00 $2,123.00
Hospital 300 $600 $73.90 $320.00 $960.00 $1,846.10
Hospital 500 $1,000 $67.00 $290.20 $870.60 $1,674.20
Budget 500 Level 1  $1,000 $57.35 $248.50 $745.55 $1,433.60
Budget 500 Level 2 $1,000 $47.50 $205.85 $617.50 $1,187.45
Hospital 1000 $2,000 $51.50 $222.80 $668.40 $1,285.50
Packaged Platinum Plus nil $136.60 $591.60 $1,774.80 $3,413.00
Packaged Platinum nil $109.40 $473.60 $1,420.80 $2,732.20
Packaged Gold $600 $98.30 $425.60 $1,276.80 $2,455.30
Packaged Silver $1,000 $91.40 $395.80 $1,187.40 $2,283.40
Packaged Budget 500 $1,000 $78.70 $340.80 $1,022.40 $1,966.20
Packaged Budget 500 Level 1 $1,000 $69.05 $299.15 $897.40 $1,725.70
Packaged Budget 500 Level 2 $1,000 $59.20 $256.40 $769.25 $1,479.25
Super Extras $24.40 $105.60 $316.80 $609.20
Budget Extras $11.70 $50.60 $151.80 $292.00