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Extras cover

If you only need extras cover, St.LukesHealth offers a wide range of stand alone extras options. You can also combine a hospital option with an extras option to create your own packaged product.

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Budget Extras

Budget Extras offers a limited range of extras benefits designed to provide you with cover for the more common health care costs.

Budget Extras

These services include general dental, physiotherapy, optical, acupuncture and natural therapies.

Examples of benefits are included in the table below and where applicable annual limits are per person covered per calendar year unless otherwise specified. A calendar year runs from January to December. Benefits are only payable when rendered by a practitioner in private practice who is registered by this fund. You should contact the fund to ensure your provider is registered before undergoing treatment.

Benefits as at 1st April 2017.

Combined Plan Single Excess Couples & Family Excess
Per calendar year Per person per calendar year Maximum per policy
per calendar year
Budget Extras
$.00 $.00 $.00
Benefit Annual Limit
General Dental - 2 month waiting period
$500
Comprehensive oral examination
$33.00 limit of two general dental consultations per person per calendar year
Scaling and clean
$54.00
Simple extraction
$77.00
Mouthguard
$65.00 limit of one per person per calendar year
Topical fluoride application
$16.00
1 surface filling - posterior tooth
$71.00
Optical - 6 month waiting period
*includes benefit towards hardening of lenses
$200
frames
$95.00
single vision lenses*
$105.00
bi-focal lenses*
$105.00
multi-focal lenses*
$105.00
soft contacts
$200.00
hard contacts
$200.00
disposable contacts (12 months supply)
$200.00
repair to frames
$20.00
Physiotherapy - 2 month waiting period
$500
physiotherapy - initial
$40.00
physiotherapy - subsequent
$32.00
approved group sessions (including hydrotherapy)
$15.00 $150
ante natal/post natal
$20.00
lymphedema
$32.00
Other Therapies - 2 month waiting period
included in physiotherapy limit
Eye Therapy - initial
$25.00
Eye Therapy- subsequent
$25.00
Speech Therapy - initial
$30.00
Speech Therapy- subsequent
$24.00
- initial
$40.00
- subsequent
$32.00
Alternative Therapies - 2 month waiting period
included in physiotherapy limit
Acupuncture - initial
$25.00 $200
Acupuncture- subsequent
$25.00
Natural Therapies - initial
includes Chinese & Western Herbal Consultations, Homeopathy, Myotherapy, Naturopathy and Remedial Massage Therapy
$29.00 $200
Natural Therapies - subsequent
includes Chinese & Western Herbal Consultations, Homeopathy, Myotherapy, Naturopathy and Remedial Massage Therapy
$25.00

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